Terms of Service

Effective Date: January 10, 2026

Acceptance of Terms
By accessing or using the ShotPay website, platform, applications, or services (“Services”), you agree to be bound by these Terms.

Eligibility
You must be at least 18 years old and capable of entering into a legally binding agreement. Services are limited to lawful U.S. commerce.

Lawful Use Only
Services may only be used for lawful purposes. ShotPay reserves the right to suspend or terminate access at its sole discretion for compliance, risk, or operational reasons.

Not a Bank Disclaimer
ShotPay is a financial technology company and does not hold customer funds, issue credit, or provide banking services. All financial services are provided by regulated third‑party financial institutions.

Dispute Resolution
Any dispute shall be resolved by binding arbitration on an individual basis. You waive the right to jury trial or class actions.

Limitation of Liability & Indemnification
ShotPay shall not be liable for indirect or consequential damages. Users agree to indemnify ShotPay for violations of these Terms.

Governing Law
Governed by the laws of Texas.